Heirsight
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Singapore edition, opening January 2027

Your family office's wealth is spread across banks, entities and currencies.

Statements from several private banks, Pte Ltd, VCC and BVI companies, trusts and spreadsheets. Nobody sees all of it.

Heirsight reads them and arranges them into one structure.

Who owns what, and through which entity, on one map that follows the chain of control.

One figure, in your base currency.

US$0

Effective net worth of a fictional sample family office, across every entity and bank.

See how it works
Heirsight dashboard showing a sample family office's net worth by asset class
Sample data for a fictional family office.

A family office's wealth is rarely seen in one place.

Several private banks

Three to six banks, each with its own statement format, consolidated by hand in spreadsheets.

Entities across jurisdictions

Pte Ltd, VCC, BVI and Cayman companies and trusts, with holdings that run through one another.

Year-end evidence

The 13O and 13U conditions must hold at every year-end, and the evidence is scattered across inboxes and folders.

Who it is for

Single family offices

Offices with one to five staff, usually under the 13O or 13U scheme, holding assets through several companies, banks and currencies.

Essential and Complete plans

Advisers and corporate service providers

Tax advisers, corporate service providers and fund administrators who set up and run family offices for their clients.

Partner programme

Multi-family and larger offices

Offices serving several families or complex structures that need white label and single sign-on.

Enterprise plan

The whole structure, in the share that is really yours.

Ownership map

Family members, entities and assets, following the chain of control and showing each holder's effective share.

One figure, in your base currency.

Holdings in every currency, converted to SGD or USD with daily rates.

Statements in, positions out.

Upload PDF statements from each private bank. Heirsight reads the positions and you check them before saving.

Net worth by entity and asset class

Consolidated across banks and entities, with the weight of each asset class.

A report the family reads

A quarterly PDF of the whole structure, ready for the family and its advisers.

Roles and audit trail.

Principal, family members, investment professionals and external advisers each see what you allow. Every change is logged.

The 13O and 13U conditions, tracked all year.

The exemption holds for a year only if every condition is met at that year-end. Heirsight follows each condition through the year and keeps the evidence behind it. It shows figures against thresholds; it never certifies compliance.

Condition13O13UWhat Heirsight shows
Assets under management in designated investmentsS$20m or moreS$50m or moreCurrent total per fund vehicle, margin above the threshold, and a warning below 110%
Investment professionals in Singapore2, incl. 1 non-family3, incl. 1 non-familyHeadcount, non-family flag, start dates and the deadline to hire
Capital deployment in eligible local investmentsThe lower of 10% of AUM or S$10mAmount deployed against the target, by eligible category
Local business spendingTier that applies to your AUMSpending to date against the applicable tier, with invoices as evidence
Private banking account with a MAS-licensed bankRequired throughoutStatus with the statement attached
Material changesNotify MAS in writingChange log with the date each change was notified

Whether the conditions are met is for you and your tax adviser to confirm. Thresholds as published by MAS; verify the current rules with your adviser.

An assistant that explains, and stops short of advice.

Mira answers questions about the family's holdings using the data you have loaded. Advising on investment products is regulated under the Financial Advisers Act, so Mira informs and calculates; your investment professional decides.

What it does

  • Explains holdings by entity, bank, currency and asset type
  • Tracks the incentive conditions against thresholds
  • Flags year-end dates, capital calls and maturities
  • Prepares summaries for your investment professional

What it doesn't do

  • Name a fund, share or bond to buy, sell or hold
  • Assign a risk profile or model portfolio
  • Propose rebalancing with specific products
  • Certify compliance with 13O or 13U
MiraExample
Where should we put the US$5m sitting in Bank C?
There is US$5.2m in cash at Bank C, 8% of the family's holdings. Deploying S$3.8m in eligible local investments would also complete your capital deployment condition. Choosing investments is advice I can't give. Shall I prepare a summary for your investment professional?

Mira is an AI system. It does not provide investment, tax or legal advice.

Plans and pricing

Billed annually in advance, in USD or SGD, by invoice and bank transfer. Prices exclude GST.

One family, simple structure

Essential

US$12,000/year

Billed annually

  • Up to 5 entities and 5 banks
  • Ownership map, multi-currency
  • AI statement upload
  • 3 users
  • Quarterly family report

Recommended 13O and 13U offices

Complete

US$24,000/year

Billed annually

  • Up to 15 entities, unlimited banks
  • 13O/13U tracker and evidence pack
  • 10 users with roles
  • Audit trail
  • Priority support in Singapore hours

Multi-family and larger offices

Enterprise

From US$40,000/year

Billed annually

  • Unlimited entities and families
  • White label
  • Single sign-on
  • Dedicated onboarding

Onboarding, US$4,000 one-off: we load your structure and first statements. Waived when one of our partners does it for you. For our first three clients, we do the onboarding ourselves at no cost.

Partner programme

For tax advisers, corporate service providers and fund administrators who want to bring Heirsight to their family office clients. Non-exclusive, and no fee is ever linked to AUM or to an investment product.

ModelYour partWhat you earn
ReferralIntroduce the family office and join the first meeting. We demo, close and support.20% of the first year's fees, then 10% in years 2 and 3
Sales partnerPresent and demo Heirsight, close, and handle first-line questions. We support you.30% of fees every year the client stays with you
OnboardingSet up the structure and first statements for the client.You bill the client directly and keep 100%

The first two partners to sign earn 35% as sales partners for their first 12 months. Fees are paid quarterly on what clients pay. Terms are indicative until agreed in writing.

Security and control

Heirsight was built to run a real family's wealth in Barcelona, where it is used every day. Data residency, AI and access terms are set out in each client contract.

Read-only
Heirsight reads statements and records. It never moves money or places trades.
Information, not advice
It shows and calculates. It gives no investment, tax or legal advice and does not certify incentive conditions.
No bank passwords
You upload statements. We never ask for credentials to any bank.
Encryption and isolation
Data encrypted in transit and at rest, separated by client.
We don't sell data
We are paid by subscription, never by AUM, commissions or advertising.
Your exit
Export your data at any time. On termination, it is deleted within 30 days.

Frequently asked questions

Is Heirsight regulated by MAS?

No. Heirsight is software. It does not hold assets, manage money or give investment advice, and it is not licensed or regulated by the Monetary Authority of Singapore.

Does Heirsight confirm that we meet the 13O or 13U conditions?

No. It tracks each condition against its threshold and keeps the evidence. Whether the conditions are met is for you and your tax adviser to confirm.

How do we load our data?

You upload PDF statements from each private bank and the documents for each entity. The AI proposes the positions and you check them before saving. On the first three accounts, we do the onboarding ourselves.

Can our advisers and investment professionals use it?

Yes. Each person gets a role: principal, family member, investment professional or external adviser, with read-only access where you choose. Every change is logged.

When can we start?

The Singapore edition opens to its first clients in January 2027. Book a demo now to reserve a place in the first cohort.

First cohort, January 2027

See your whole structure in one view.

A 30-minute call and a demo with a fictional sample family office.